Your mortgage application file is being prepared and you will soon submit it to the bank online banking? You should know that all banks require borrowers to take out death and disability insurance to secure a mortgage.
Will present you with its group loan insurance contract, which is a standard collective agreement spreading the risks to all insureds. However, nothing obliges you to accept its implementation: thanks to the Lagarde law and Hamon law, you can freely choose the insurer who will guarantee your mortgage.
External credit insurance
The bank is a European leader in financial services and insurance. He is the 3rd largest general insurer in France and offers insurance solutions for people, property, liability and banking services. It has more than 78 million customers worldwide in more than 70 countries.
Compare the credit insurance Bank to find cheaper!
You can obtain credit insurance at the lowest price and guarantees tailored to your situation and needs, to guarantee your mortgage loan Bank.
The insurance delegation allows you to obtain all types of specific borrower insurance:
> Insurance loan for Bank: risky sport practice
> Credit Insurance Bank: senior
> Bank borrower guarantee: optional job loss guarantee
> Insurance on loan: the exercise of a dangerous profession
> bank loan insurance: aggravated health risk
Bank insurance delegation
It is since September 1, 2010, the date of entry into application of the Lagarde law, that any borrower can contract his credit insurance outside the lending institution, from the insurer of his choice. The insurance delegation allows you to put the insurance offer in competition with the other offers available on the market to find a cheaper and more suitable loan insurance policy that will save you money on the cost of your insurance. mortgage loan Bank and you will provide stronger guarantees, specific to your situation.
Online banking products Bank
- Current accounts
- Savings Solutions
- Securities accounts
- Private management
Insurance quote Individual outsourced bank
Use the Online Loan Insurance Loan Insurance Comparator and immediately receive credit insurance quotes at the lowest rates:
- You complete the mini form
- The offers matching you the best are presented to you
- You choose the cheapest
- You make a request for a simultaneous quotation of the selected offers
- You compare in detail the quotes and choose your insurance contract
With broker, you get the best individual credit insurance to ensure your loan Bank and you realize savings on the overall cost of your mortgage.